Our Mission

All of the professionals associated with Universal Credit Solutions have been in business and finance for over 20 years. We have lender relationships with over 50 different Banks, Credit Unions, Credit Funds, Individual Investors, Hedge Funds, etc. This is our secret sauce!

How Universal Credit Solutions Began

Our company was formed because the declination rate for business loans from the traditional banking community to the end user was so high. Many lender portfolios have a 20% – 25% funding ratio, but that means close to 75% of applicants are being declined for one reason or another.

The Alternative Financing Sector has really gained a lot of momentum due to tighter underwriting guidelines. Therefore, we began using our industry contrats with many lenders and have partnered with them to bring solutions to the table in a quick and transparent way. Many times in a business’ life span you have to start in alternative financing and graduate to the SBA or more commercial products.

We work collectively with over 50 funding sources and will work to deliver the funds that you need… and deliver great service along the way. We are your personal advocate to this community and will often explain the pro’s and con’s of some of the offers that come in. We are here for the growth of your company!